You may question if your investments are on track. How do you know? Mutual fund and hedge fund managers frequently compare their performance to a stock index such as the S&P 500, or perhaps to similar funds. When assessing the growth of your personal finances, we think there is a better way. … [Read more...]
Windward Passages: How to Measure Portfolio Performance
Windward Passages: How the SECURE Act May Effect You
New Spending Package Includes Sweeping Retirement Plan Changes The $1.4 trillion spending package enacted on December 20, 2019, included the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which had overwhelmingly passed the House of Representatives in the spring of 2019, but … [Read more...]
Windward Passages: Help! It’s Open Enrollment
Open enrollment starts November 1 and runs through December 15th. Below, are considerations during open enrollment season. 1. Health Insurance The most common consideration during open enrollment - it's important to consider if your current health insurance plan is optimal for you and your … [Read more...]
Windward Passages: I Just Have One Financial Planning Question
Frequently, prospective clients ask us for help with specific planning issues. Does our asset allocation make sense? Are we on track for retirement? Should I renew this life insurance policy? In a nutshell, are we going to be OK? Often, they find us because we are “fee only” advisors. They … [Read more...]
Windward Passages: Umbrella Liability Insurance
Umbrella Liability Insurance When your local weather forecaster tells you that it's going to rain, what do you do? That's easy--you reach for your umbrella. So why not purchase an umbrella that can protect you in stormy financial weather? Umbrella liability insurance (ULI) can do just that. By … [Read more...]