Through the first three quarters of 2022, the performance of the market has been difficult to watch. The S&P 500 is down over 20%, and bonds* have declined over 11%. We have seen an increase in volatility, and inflation has risen to levels not seen in decades. It feels like it will never … [Read more...]
More Encouragement in a Bear Market
Encouragement in a Bear Market
Market volatility has been the unfortunate reality most of 2022. As the economy grapples with inflation and higher interest rates, significant drops in equities and bonds this year have been difficult to stomach. Here are a few reminders: You are a long-term, goal-focused, plan-driven … [Read more...]
Social Security at 62, Retirement Plan Options, & Michael Kitces
The best financial plan has nothing to do with what the markets are doing, nothing to do with what your real estate agent is telling you, nothing to do with the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. - Carl Richards Social … [Read more...]
Social Security: What Should You Do at Age 62?
Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits. Although collecting early retirement benefits makes sense for some people, there's a major drawback to consider: If you start collecting benefits early, your monthly … [Read more...]
Leaving Your Job? Retirement Savings Plan Options
Are you leaving your job and considering whether to take a distribution from your 401(k), 403(b), or governmental 457(b) plan? If so, make sure you've considered all your options. In general, you have the following four options when you're eligible to receive a distribution from your employer … [Read more...]