The best financial plan has nothing to do with what the markets are doing, nothing to do with what your real estate agent is telling you, nothing to do with the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. - Carl Richards Social … [Read more...]
Social Security at 62, Retirement Plan Options, & Michael Kitces
Social Security: What Should You Do at Age 62?
Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits. Although collecting early retirement benefits makes sense for some people, there's a major drawback to consider: If you start collecting benefits early, your monthly … [Read more...]
Leaving Your Job? Retirement Savings Plan Options
Are you leaving your job and considering whether to take a distribution from your 401(k), 403(b), or governmental 457(b) plan? If so, make sure you've considered all your options. In general, you have the following four options when you're eligible to receive a distribution from your employer … [Read more...]
Student Loan Cancellation, Travel Insurance, & MX
Two essentials for successful retirement are sufficient funds to live on and sufficient things to live for. - Ernie Zelinski New Cancellation for Federal Student Loans and Delayed Repayment to 2023 Just a few days before federal student loan repayment was set to resume, President Biden announced a … [Read more...]
Business Records, Insurance Agent or Broker, & Eli
There is no such thing as no risk. There's only this choice of what to risk, and when to risk it. - Nick Murray Record Keeping for Your Business Keeping good business records will not only help you stay in business but may also help you increase profits. Your business records let you … [Read more...]