As parents, we do everything we can to protect our children. We lock doors before bed every night, teach them about “stranger danger”, and make sure they wear a helmet on their bike ride. But how do we protect them from identity theft? It might not seem like a real threat but a child credit … [Read more...]
Windward Passages: Protecting Your Child’s Identity
Windward Passages: Credit Freeze Changes
Massive computer hacks and data breaches are now common occurrences-an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit card accounts, make unauthorized transactions in your name, and … [Read more...]
Windward Passages: All About Credit Scores
It's difficult to imagine functioning in today's world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it's important to know how to maintain a … [Read more...]
Windward Tax Bulletin: Tax Planning Tips for Disability Insurance
The income you receive from disability income insurance may or may not be taxable. The taxability of disability income insurance benefits depends on what type of benefits you receive, whether the premiums were paid with pretax or after-tax dollars, and who paid the premiums (you or your … [Read more...]
Windward Passages: Maintaining Your Financial Records – The Importance of Being Organized
An important part of managing your personal finances is keeping your financial records organized. Whether it's a utility bill to show proof of residency or a Social Security card for wage reporting purposes, there may be times when you need to locate a financial record or document--and you'll need … [Read more...]