Human nature being what it is, small loopholes are likely to be exploited until they become big ones, and big ones until they turn into financial disasters. -Seth Klarman Medicare Open Enrollment Is Here: How are costs changing for 2023? Medicare's Open Enrollment Period - which runs … [Read more...]
Medicare Open Enrollment, Tax Withholdings, & Mullet Contest
Medicare Open Enrollment: How are costs changing for 2023?
Medicare's Open Enrollment Period — which runs from October 15 through December 7 — is your annual opportunity to switch your current Medicare health and prescription drug plans to ones that better suit your needs. Just in time for Open Enrollment, 2023 Medicare premiums, deductibles, and other … [Read more...]
Encouragement in a Bear Market
Market volatility has been the unfortunate reality most of 2022. As the economy grapples with inflation and higher interest rates, significant drops in equities and bonds this year have been difficult to stomach. Here are a few reminders: You are a long-term, goal-focused, plan-driven … [Read more...]
Social Security at 62, Retirement Plan Options, & Michael Kitces
The best financial plan has nothing to do with what the markets are doing, nothing to do with what your real estate agent is telling you, nothing to do with the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. - Carl Richards Social … [Read more...]
Social Security: What Should You Do at Age 62?
Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits. Although collecting early retirement benefits makes sense for some people, there's a major drawback to consider: If you start collecting benefits early, your monthly … [Read more...]