Author: Brent Lemieux CFA® CPA This post is part of our series on how to save tax on investments. By making more tax conscious investing decisions, we give ourselves the opportunity to earn a higher after- tax return without really changing the overall composition of our portfolios. One strategy … [Read more...]
What is asset location?
What Is Tax Loss Harvesting?
Author: Brent Lemieux CFA® CPA We all know that investing in the market is not for the faint of heart. The market often behaves like a manic depressive, changing its mood from one day to the next. This can be scary when things get ugly and the market tanks. It’s usually best to stay the course in … [Read more...]
How to Save Tax On Investments
Author: Brent Lemieux CFA® CPA I’d like to state the obvious: taxes are a bummer. They aren’t fun to pay. They aren’t very interesting to learn about. It generally feels better if we just don’t think about them. However, if we ignore taxes when making investment decisions, there’s a strong … [Read more...]
What is Rebalancing?
Author: Brent Lemieux CFA® CPA Portfolio Rebalancing Explained At a high level, rebalancing is the process of adjusting your portfolio back to its target asset allocation percentages. Over time, investments change value and the allocation will drift away from the original target. In order to … [Read more...]
Why Do Investors Often Earn Less Than Their Investments?
Author: Brent Lemieux CFA® CPA The behavior gap is the difference between the return a mutual fund earns and the return the average investor earns on that fund. For example, let’s say fund x earned 10% last year and the average investor in fund x earned 8%. In this example the behavior gap is 2% … [Read more...]