Author: Brent Lemieux CFA® CPA A few months ago we offered some advice to young people on how to get a good start in their financial lives. Today I’ll discuss more specifics on quite possibly one of the most important investments you can make. Lo and behold, the investment opportunity is you. … [Read more...]
One of the Most Important Investments You Can Make
Mutual Funds vs. ETFs: What’s the difference?
Mutual Funds and ETFs are very similar in some regards, and different in others. The purpose of this article is not to discuss the technical nuisances that distinguish the two investment vehicles. That topic would likely bore you to tears and is not very useful for most individual investors! … [Read more...]
How much student loan debt is too much?
Author: Emily Tierney When it comes to taking out student loans to pay for a college education (or higher), it’s hard to know how much debt to take on. It’s also hard to predict what kind of income your future career will bring and if you will hold that job at that … [Read more...]
What is Rebalancing?
Author: Brent Lemieux CFA® CPA Portfolio Rebalancing Explained At a high level, rebalancing is the process of adjusting your portfolio back to its target asset allocation percentages. Over time, investments change value and the allocation will drift away from the original target. In order to … [Read more...]
Why Do Investors Often Earn Less Than Their Investments?
Author: Brent Lemieux CFA® CPA The behavior gap is the difference between the return a mutual fund earns and the return the average investor earns on that fund. For example, let’s say fund x earned 10% last year and the average investor in fund x earned 8%. In this example the behavior gap is 2% … [Read more...]